Most shoppers use a promo code and call it a day. The real savers know about stacking — layering 4-5 different types of discounts simultaneously to slash 60-70%+ off their final bill. Here's exactly how to do it.
The Stacking Formula
The maximum discount stack on any given order typically has 4-5 layers:
- Layer 1 — Site Sale: The base discount the website is already running (20-50% off)
- Layer 2 — Promo Code: An extra percentage off or fixed discount (TheDripDeals codes)
- Layer 3 — Bank/Card Offer: 5-15% cashback from your credit card issuer
- Layer 4 — Wallet Cashback: Paytm, Google Pay or PhonePe cashback on UPI payments
- Layer 5 — Loyalty Points: Redeem accumulated points for further cart reduction
₹10,000 cart on Myntra → Site Sale (40% off = ₹6,000) → Code MYNTRADRIP (extra 10% = ₹5,400) → HDFC 10% cashback (₹540 back = effective ₹4,860) → Myntra points (₹200 = ₹4,660) → Final saving: 53.4%
Best Credit Cards for Shopping Discounts
- HDFC Millennia: 5% cashback on online shopping — best all-round card
- Axis Flipkart Card: 5% on Flipkart/Myntra, 4% on others
- Amazon Pay ICICI: 5% back on Amazon, 2% everywhere else
- SBI SimplyCLICK: 10X reward points on partner sites
Best Categories for Stacking
Fashion: Almost every platform allows code + bank offer stacking. Myntra, Ajio, Nykaa Fashion all explicitly support this.
Electronics: Trickier — most don't allow code stacking. But EMI offers and cashbacks still apply.
Subscriptions (VPN, Hosting, etc.): Best stacking category — use our code + credit card to save 70%+ on annual plans.
Tools That Help
- TheDripDeals.com: Always check here first for the latest promo codes before any purchase
- CashKaro: Extra cashback on top of existing offers for many platforms
- Bank offer pages: Check your bank's website for exclusive partner discounts monthly
Never check out without spending 2 minutes checking TheDripDeals.com for a code. Our users save an average of ₹840 per order by using a verified code at checkout.